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Motorcycle Accident Claims Process [2024 Guide]

Written By:
Tor Hoerman
Tor Hoerman

Attorney Tor Hoerman, admitted to the Illinois State Bar Association since 1995 and The Missouri Bar since 2009, specializes nationally in mass tort litigations. Locally, Tor specializes in auto accidents and a wide variety of personal injury incidents occuring in Illinois and Missouri.

This article has been written and reviewed for legal accuracy and clarity by the team of writers and attorneys at TorHoerman Law and is as accurate as possible. This content should not be taken as legal advice from an attorney. If you would like to learn more about our owner and experienced injury lawyer, Tor Hoerman, you can do so here.

TorHoerman Law does everything possible to make sure the information in this article is up to date and accurate. If you need specific legal advice about your case, contact us. This article should not be taken as advice from an attorney.

What Is the Motorcycle Accident Claim Process?

On this page, we’ll discuss the Process for Motorcycle Accident Claims, what a motorcycle accident victim should do after being injured, how a motorcycle accident lawyer can help in negotiations with the insurance company, and much more.

The Steps and Process of a Motorcycle Injury Claim

The National Highway Traffic Safety Administration (NHTSA) reported that 6,218 motorcyclists died in crashes in 2022, accounting for 15% of all traffic mortality.

Motorcycle accidents can be life-altering, often resulting in severe injuries and significant financial burdens for the victims.

Motorcycle Accident Claims Process

Understanding the motorcycle accident claims process is crucial for those injured through no fault of their own.

At TorHoerman Law, we understand the process and common challenges of motorcycle accident cases.

Our experienced motorcycle accident lawyers are dedicated to helping injured motorcyclists navigate the legal system, protect their rights, and secure the compensation they deserve.

Whether you’re dealing with mounting medical bills, lost wages, or the emotional toll of a motorcycle accident, our team is here to support you every step of the way.

Contact us for a free consultation.

You can also use the chatbot on this page to find out if you qualify for the motorcycle accident lawsuit instantly.

Table of Contents

Immediate Actions After a Motorcycle Accident

The moments following a motorcycle crash are critical — both for your health and safety as well as for laying the groundwork for a successful motorcycle injury claim.

What you need to do immediately after an accident includes:

  • Prioritize safety and medical attention
  • Gather evidence at the accident scene
  • Obtain a police report and witness statements

Prioritize Safety and Medical Attention

Your health and safety should be your first priority after a motorcycle accident.

Seek immediate medical attention, even if you think your injuries are minor.

Some injuries — like internal bleeding or traumatic brain injuries — may not be immediately apparent.

Timely medical treatment ensures your well-being and provides crucial documentation of your injuries, which is vital for your motorcycle accident injury claim.

Medical records serve as pivotal evidence in your motorcycle accident case, demonstrating the extent of your injuries and the necessity of your medical treatment.

These records will be critical when your motorcycle accident attorney negotiates with the insurance company or presents your case in court.

Gather Evidence at the Accident Scene

If you are safe and physically able, gathering evidence at the scene of the accident is essential.

This evidence will support your motorcycle accident claim and help establish the at-fault driver’s liability.

Start by documenting your injuries and any visible damage to your motorcycle and the other vehicle involved in the crash.

Take photographs and videos of the accident scene from multiple angles, capturing skid marks, road conditions, traffic signs, and other relevant details.

Collect the contact information and insurance details of the at-fault driver and any witnesses.

Witness testimonies can be invaluable in supporting your version of events, especially if there are disputes about how the accident occurred.

Obtain a Police Report and Witness Statements

A police report is a crucial piece of evidence in a motorcycle accident case.

When law enforcement arrives at the accident scene, they will document the incident, note any traffic violations, and record statements from the involved parties and witnesses.

This report can substantiate your motorcycle accident injury claim by providing an official account of the accident and potentially identifying the at-fault driver.

Witness statements can further corroborate your claims and help establish liability.

Obtain written statements from witnesses at the scene or ask for their contact information, so your lawyer can reach out to them later.

Filing a Motorcycle Accident Claim

After taking the prescribed immediate steps following a motorcycle accident, the next phase is filing a motorcycle accident claim.

This process involves several critical steps, starting with contacting an experienced motorcycle accident lawyer.

Contacting a Motorcycle Injury Lawyer

Choosing the right motorcycle accident attorney is one of the most important decisions you will make in the claims process.

Motorcycle accident cases can be complex, often involving intricate legal and insurance issues.

An experienced motorcycle accident lawyer specializing in these cases will be familiar with the specific challenges and nuances that can arise.

An experienced motorcycle accident attorney can help you through the legal process and deal with insurance companies that may attempt to minimize your claim.

Your legal team will work to ensure that your rights are protected and that you receive the total compensation you deserve.

Initial Consultation

The initial consultation with a motorcycle injury lawyer is an opportunity to discuss your case in detail.

During this meeting, your lawyer will review the evidence you’ve gathered, listen to your account of the accident, and assess the potential value of your motorcycle accident injury claim.

With their expertise and resources, they’ll know the average motorcycle accident settlement for cases similar to yours and what factors may affect the outcome of your case.

Your lawyer will also explain the claims process, answer any questions you have, and outline the next steps.

This meeting is also an opportunity for you to ask any questions and address any concerns you may have about your case.

Don’t hesitate to ask for clarification on any aspect of the claims process or your case.

This consultation is also a chance for you to evaluate the lawyer’s experience and approach.

Make sure you choose an experienced motorcycle accident attorney with experience handling similar cases and a proven track record of securing favorable settlements or verdicts for their clients.

Assess how your lawyer communicates and whether their approach aligns with your goals for the case.

Trust, open communication, and a good rapport are crucial for a successful working relationship with your lawyer.

The right lawyer can make all the difference in the outcome of your case.

The Motorcycle Accident Claim Process

Once you have chosen a motorcycle accident lawyer, the formal motorcycle accident claim process begins.

This process typically involves several stages, each critical in securing a fair motorcycle accident injury settlement.

Investigation Phase

The first step in the motorcycle accident claim process is the investigation phase.

During this stage, your lawyer will gather and analyze all relevant evidence to build a strong case.

They will review medical records, police reports, photographs and videos, witness statements, and other documentation supporting your claim.

In some cases, they may bring expert witnesses in to provide testimony on specific aspects of the case, such as accident reconstruction or the extent of your injuries.

These experts can provide valuable insights that help strengthen your motorcycle accident injury claim.

Your lawyer may also consult with medical professionals to evaluate and document the long-term effects of your injuries.

Negotiation With Insurance Companies

Once the investigation is complete, your lawyer will begin negotiations with the at-fault driver’s insurance company.

Insurance companies are known to attempt to reduce payouts or reject claims by disputing liability or downplaying the severity of injuries.

An experienced motorcycle accident lawyer will be prepared to counter these tactics and negotiate for a fair motorcycle accident injury settlement.

Your lawyer will use the evidence gathered during the investigation phase to support your claim and push for compensation that covers all your damages, including medical expenses, lost wages, and pain and suffering.

If the insurance adjuster offers a settlement, your lawyer will review it with you and advise whether it’s fair or if further negotiation is needed.

Litigation Process (If Necessary)

If negotiations with the insurance company fail to result in a satisfactory settlement, your lawyer may recommend taking your motorcycle accident case to court.

While most motorcycle accident claims are resolved through settlements, some claims require litigation to ensure that the injured motorcyclist receives the full compensation they deserve.

If your case goes to court, your lawyer will represent you throughout the litigation process.

This legal representation includes filing a motorcycle accident lawsuit, preparing legal arguments, presenting evidence, and advocating on your behalf during the trial.

Your lawyer will work to demonstrate the at-fault driver’s liability and the extent of your damages to secure a favorable verdict.

Understanding Compensation in Motorcycle Accident Claims

One of the most critical aspects of the motorcycle accident claims process is understanding how to calculate compensation and what factors to consider in determining the value of your claim.

Calculating Compensation

The compensation you can receive in a motorcycle accident injury claim depends on several factors.

Factors include:

  • The Severity of Your Injuries: The more severe your injuries, the higher the compensation you will likely receive. Both immediate and long-term effects of the motorcycle accident will affect the determination of the value of your claim.
  • The Impact on Your Ability To Work: If you cannot return to work due to your injuries, you may be entitled to compensation for your lost wages.
  • The Emotional Toll of the Accident: A motorcycle accident can have a significant emotional impact on the victim, affecting their mental health and well-being. The court may award compensation for psychological trauma, pain and suffering, and other emotional damages.

Main components considered in calculating compensation include:

  • Medical Expenses: This compensation includes all medical bills related to your injuries, such as hospital stays, surgeries, medications, physical therapy, and any ongoing or future medical treatment required. It may also cover the cost of assistive devices, such as wheelchairs or prosthetics.
  • Lost Wages: If your injuries have prevented you from working, you may be entitled to compensation for lost wages. This damage includes not only the income you’ve already lost but also potential future earnings if your ability to work is permanently affected.
  • Pain and Suffering: Motorcycle accidents can result in significant physical pain and emotional suffering. Compensation for pain and suffering accounts for the non-economic damages you’ve experienced, such as the loss of enjoyment of life or the mental anguish caused by the accident.
  • Long-Term Disability: If your injuries have led to a permanent disability, your compensation should reflect the long-term impact on your life. This damage includes the cost of ongoing care, modifications to your home or vehicle, and other expenses related to managing your disability.
  • Property Damage: If your motorcycle was damaged in the accident, you may be entitled to compensation for repairs or replacement. In addition, you may also include any personal items damaged or lost in the accident in your claim.

The Role of a Lawyer in Securing Maximum Compensation

A skilled motorcycle accident lawyer ensures that all damages are fully considered in your claim.

They will work to assess the value of your injuries and losses accurately.

They will fight to secure a motorcycle accident injury settlement that reflects the full scope of your damages.

Underestimating the compensation you’re entitled to can have serious long-term consequences, especially if your injuries require ongoing medical care or prevent you from returning to work.

Your lawyer’s experience and expertise are vital in preventing insurance companies from offering a lowball settlement that doesn’t cover your needs.

Another crucial role of a lawyer is to work within the statute of limitations for filing a motorcycle accident claim.

In most states, this deadline is typically two years from the accident date.

In Illinois, the statute of limitations is two years for personal injury cases — including motorcycle accidents — and five years for property damage claims.

Filing a claim after the statute of limitations has passed will likely lead to your case being dismissed, and you will not be able to recover any compensation.

An experienced motorcycle accident lawyer is well-versed in these time limits and will ensure to file your claim within the required timeframe.

With an experienced lawyer by your side, you can recover and move forward confidently, knowing you have received the compensation you deserve.

How TorHoerman Law Can Help

At TorHoerman Law, we understand the devastating impact a motorcycle accident can have on your life.

Our team of skilled lawyers has supported numerous victims of motorcycle accidents to secure the compensation and justice they need to move forward after their injuries.

When you choose TorHoerman as your legal representation, things you can expect include:

  • Personalized Attention: We understand that every case is unique and tailor our approach to meet your specific needs. Our lawyers will work closely with you to understand the full extent of your injuries and losses and build a strong case on your behalf.
  • Extensive Experience: With years of experience handling motorcycle accident cases, our lawyers have the knowledge and skills to navigate the complex legal process successfully. We have a proven track record of securing favorable outcomes for our clients.
  • Aggressive Advocacy: At TorHoerman Law, we are committed to fighting for our clients’ rights. We will not hesitate to go up against insurance companies or other liable parties in pursuit of maximum compensation for you.
  • No Fee Guarantee: We operate on a contingency fee basis, which means you do not pay us any fees unless we win your case. We believe that everyone deserves access to quality legal representation, regardless of their financial situation.

TorHoerman Law: Motorcycle Accident Lawyers

The process of filing a motorcycle accident claim can be complex and challenging, especially when you’re dealing with the physical and emotional aftermath of a serious accident.

With the right legal support, you can confidently navigate this process and secure the compensation you deserve.

If you or someone you love has been involved in a motorcycle crash and suffered injuries through no fault of your own, TorHoerman Law is here to help.

Our experienced motorcycle accident attorneys will help you understand your legal options and work tirelessly to protect your rights.

With our proven track record and commitment to our clients, we’ll guide you through every step of the claims process, from the initial consultation to the final resolution, to help you achieve the best possible outcome.

Contact us today for a free consultation.

You can also use the chatbot on this page to find out if you qualify for the motorcycle accident lawsuit instantly.

Frequently Asked Questions

  • What should I do after a motorcycle accident to support my claim?

    After a motorcycle accident, it’s crucial to prioritize your health and seek immediate medical treatment, even for seemingly minor injuries.

    Gather evidence at the accident scene, including photos and witness statements, and obtain a police report.

    Contact an experienced motorcycle accident lawyer as soon as possible to help you navigate the legal process and build a strong motorcycle accident injury claim.

  • How can a motorcycle accident lawyer help with my injury claim?

    An experienced motorcycle accident lawyer plays a vital role in managing your injury claim by negotiating with the insurance company and advocating for your rights.

    They help gather and present evidence, such as medical bills and police reports, to support your claim for compensation.

    Their proven track record in handling motorcycle accident cases ensures that you receive a fair settlement that covers both economic and non-economic damages.

  • What factors influence the settlement amount for a motorcycle accident claim?

    The settlement amount for a motorcycle accident claim depends on various factors, including the severity of injuries, medical expenses, lost wages, and pain and suffering.

    Your experienced motorcycle accident attorney will evaluate these factors and negotiate with the insurance company to secure a fair settlement.

    The average motorcycle accident settlement considers both current and future expenses related to your injuries and losses.

  • What should I expect during the motorcycle accident claims process?

    The motorcycle accident claims process involves several steps, starting with gathering evidence and seeking medical treatment.

    You will file a claim with the insurance company, where your motorcycle accident lawyer will negotiate to obtain a fair settlement.

    If negotiations fail, your attorney may recommend filing a motorcycle accident lawsuit to recover the compensation you deserve for your injuries and damages.

  • How can TorHoerman Law assist with my motorcycle accident case?

    At TorHoerman Law, our experienced motorcycle accident lawyers offer comprehensive legal representation to help you recover compensation for your injuries.

    We handle all aspects of your motorcycle accident case, from gathering evidence to negotiating with the insurance company and, if necessary, pursuing a personal injury lawsuit.

    Contact us for a free consultation to discuss your case and learn how our legal team can assist you in obtaining a fair settlement.

Written By:
Tor Hoerman

Tor Hoerman

Owner & Attorney - TorHoerman Law

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